04 Feb
04Feb

Form 1098-T is an IRS tuition statement that colleges and universities issue to students, showing qualified education expenses paid or billed, helping taxpayers claim education-related credits accurately.

File Form 1098-T by 31 March 2026 – Stress-Free & Accurate. Call +1-866-513-4656 for expert support & guidance.

Education is an investment, but the IRS wants to know exactly how much you spent on it. That’s where Form 1098-T comes in. This form summarizes tuition payments, scholarships, and adjustments, helping students or parents claim credits like the American Opportunity or Lifetime Learning Credit.

Many students or parents overlook Form 1098-T, thinking it’s just another piece of paperwork. In reality, it’s a key document to maximize your education tax benefits and avoid IRS mistakes.

Table of Contents

What Is Form 1098-T?

Form 1098-T reports payments and billed amounts for qualified tuition and related expenses. It also includes scholarships, grants, and adjustments from previous years.

The form helps students or parents claim the correct education credits when filing taxes. Filing without it is like trying to assemble furniture without the instruction manual—possible, but risky.

Who Receives Form 1098-T?

Most eligible students enrolled at an accredited educational institution receive Form 1098-T. Institutions send it to students, and they can use the data to file federal tax returns.

If you didn’t receive Form 1098-T, check with your school’s registrar or bursar office. They are responsible for issuing the form, and corrections can be requested before filing taxes.

How to Use Form 1098-T?

Using Form 1098-T correctly is crucial for claiming education credits:

  • Verify tuition and qualified expenses listed in Box 1
  • Check scholarships or grants in Box 5
  • Calculate net eligible expenses (tuition minus grants)
  • Use totals to claim education credits on Form 8863 or other applicable IRS forms

Remember, accuracy matters. If numbers on the form differ from your receipts or financial statements, contact your school immediately or consult a tax professional at +1-866-513-4656.

IRS Trusted Resources

Using IRS resources ensures accurate filing. Here are 4 trusted links directly from the IRS:

Common Mistakes to Avoid

Students or parents often make mistakes when using Form 1098-T. Here are 4 common errors to watch for:

  1. Using incorrect tuition amounts or ignoring scholarships
  2. Failing to report adjustments from previous years
  3. Mixing non-qualified expenses with eligible tuition
  4. Waiting too long to verify the form before filing

Tips for Filing

  • Keep all tuition receipts and financial statements handy
  • Verify that scholarships and grants are accurately reported
  • Use IRS instructions or a tax professional for guidance
  • Call +1-866-513-4656 if you need clarification before filing

Conclusion

Form 1098-T is an essential document for students and parents claiming education credits. Correct use ensures maximum benefits while avoiding IRS errors.

By relying on trusted IRS resources and professional guidance, filing becomes easier and more accurate. For assistance, contact +1-866-513-4656 for expert help.

Frequently Asked Questions

1. Who must receive Form 1098-T?

Most eligible students enrolled at accredited colleges or universities receive it if they paid or were billed qualified tuition.

2. Can I file taxes without Form 1098-T?

Yes, but you must have accurate records of tuition and scholarships to claim education credits.

3. What should I do if the information is incorrect?

Contact your school immediately for corrections, and consult a tax professional if needed.

4. Where can I get help filing Form 1098-T?

Professional guidance is available at +1-866-513-4656, and IRS resources provide detailed instructions.

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